OXYGEN: Mobile Banking

Key Features That Make a Difference

Fee-Free Banking： No monthly fees, no minimum balance fees, and no overdraft fees. Access over 40,000+ in-network ATMs for free.

Early Direct Deposit： Get paid up to two days early when you set up your paycheck direct deposit with your Oxygen account.

Smart Subscriptions Manager： A unique tool that automatically identifies and tracks your recurring subscriptions, helping you manage and cancel unwanted charges.

Real-Time Insights & Analytics： Visualize your spending with clean charts and receive intelligent notifications about your cash flow and habits.

Metal Visa® Debit Card： Receive a sleek, durable metal debit card for secure purchases and ATM withdrawals, with instant card freezing/unfreezing in the app.

Why You'll Love It

It’s built for a digital lifestyle, eliminating the hassle of brick-and-mortar banking.

The transparency is revolutionary—you know exactly what you’re getting with no surprise charges.

Features like the Subscriptions Manager provide genuine value, actively helping you save money.

The user interface is clean and calming, making money management feel less stressful and more empowering.

How to Use

Click the button “Check All Versions” below to download and install OXYGEN: Mobile Banking on your device or browser.

Open the app and sign up for an account in minutes—all you need is a valid ID and Social Security Number.

Fund your new account via direct deposit, bank transfer, or mobile check deposit.

Explore the “Insights” tab to see your spending categorized and analyze your financial habits.

Navigate to the “Subscriptions” section to review and manage all your recurring payments in one place.

Order your physical metal debit card directly from the app’s card management menu for everyday spending.

In an era where traditional banking can feel impersonal, slow, and full of hidden fees, OXYGEN: Mobile Banking offers a breath of fresh air—a financial experience designed around you. Imagine a bank that lives on your phone, with no physical branches, prioritizing sleek design, transparency, and smart tools to help you manage your money with ease. Oxygen is exactly that: a modern, fee-free digital banking platform that combines essential banking services with insightful financial tracking, all wrapped in an intuitive interface that makes you feel in control and confident about your financial future.

Key Features That Make a Difference

Fee-Free Banking： No monthly fees, no minimum balance fees, and no overdraft fees. Access over 40,000+ in-network ATMs for free.
Early Direct Deposit： Get paid up to two days early when you set up your paycheck direct deposit with your Oxygen account.
Smart Subscriptions Manager： A unique tool that automatically identifies and tracks your recurring subscriptions, helping you manage and cancel unwanted charges.
Real-Time Insights & Analytics： Visualize your spending with clean charts and receive intelligent notifications about your cash flow and habits.
Metal Visa® Debit Card： Receive a sleek, durable metal debit card for secure purchases and ATM withdrawals, with instant card freezing/unfreezing in the app.

Why You'll Love It

It’s built for a digital lifestyle, eliminating the hassle of brick-and-mortar banking.
The transparency is revolutionary—you know exactly what you’re getting with no surprise charges.
Features like the Subscriptions Manager provide genuine value, actively helping you save money.
The user interface is clean and calming, making money management feel less stressful and more empowering.

How to Use

Click the button “Check All Versions” below to download and install OXYGEN: Mobile Banking on your device or browser.
Open the app and sign up for an account in minutes—all you need is a valid ID and Social Security Number.
Fund your new account via direct deposit, bank transfer, or mobile check deposit.
Explore the “Insights” tab to see your spending categorized and analyze your financial habits.
Navigate to the “Subscriptions” section to review and manage all your recurring payments in one place.
Order your physical metal debit card directly from the app’s card management menu for everyday spending.