What if your driving habits could directly lower your insurance bill? State Farm's Drive Safe & Save® program makes this a reality by using technology to reward safe driving. The companion mobile app tracks your driving behaviors—like braking, speed, and phone use—to provide personalized feedback and the potential for significant discounts on your auto insurance. It's a smart tool that puts you in the driver's seat of your premium, encouraging safer roads and putting money back in your pocket.
Core Features for Safe Driving & Savings
- Driving Behavior Tracking: The app uses your smartphone's sensors to monitor key factors such as hard braking, fast acceleration, speeding, and phone distraction while driving.
- Personalized Driving Feedback & Scores: Receive a monthly driving score and trip-by-trip feedback to understand your habits and identify areas for safer driving.
- Potential Insurance Discount: Based on your driving data, you could qualify for a discount on your State Farm auto insurance policy at renewal, with potential savings increasing over time.
- Trip Logging & Details: Review details of each trip, including distance, time, and events recorded, to see exactly when and where driving events occurred.
- Family Driving Dashboard: For households with multiple drivers, view and compare scores and feedback for each enrolled driver in one place.
Who Is Drive Safe & Save® For?
- State Farm auto insurance customers enrolled in or considering the Drive Safe & Save® program.
- Drivers who are confident in their safe habits and want to be rewarded for them.
- Parents of teen drivers who want to encourage and monitor safer driving practices.
- Anyone looking to potentially reduce their car insurance costs through measurable, improved driving behavior.
How to Start Earning Savings
- Click “Check All Versions” below to download and install the Drive Safe & Save® app on your device.
- Enroll in the Drive Safe & Save® program through your State Farm agent or online. You'll receive instructions to activate the app.
- Log into the app with your State Farm credentials. Ensure location services and necessary permissions are enabled for accurate tracking.
- Drive as you normally would. The app runs in the background, automatically detecting trips that involve driving.
- Check your driving score and feedback regularly in the app. Your safe driving data will be used to calculate your potential discount at policy renewal time.



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